Orlando Hurricane Damage Lawyer

No matter how much effort you invest in preparing your home for the intense winds and destructive force of a hurricane, you may still experience significant damage and losses that are difficult to recover from. This becomes even more frustrating when you discover that the insurance company may not want to compensate you for the damages, even though you have proper coverage.

As frustrating and overwhelming as this may be, the help of an Orlando hurricane damage lawyer can make all of the difference in the outcome of your case. At Klotzman Law Firm, we provide aggressive legal support for our clients as they take on powerful insurance adjusters.

Types of Hurricane and Tropical Storm Damage Claims We Handle in Orlando

Our law firm provides guidance to victims of severe storm damage from hurricanes or tropical storms in Orlando, Florida, and the surrounding area. When you have damage to your home or other property, working with a legal team allows you to pursue fair and full coverage your insurance policy offers. Our hurricane damage attorney helps with claims such as:

• Wind damage
• Water damage
• Roof damage
• Flood damage

Our attorney understands the complexities of property damage claims arising from large-scale events like this, as well as the tendency of property insurance companies to minimize those claims. If you are a policyholder facing frustration as you file an insurance claim or want to minimize the risk of being exploited, contact our legal team for help.

We Can Help You Navigate Insurance Claims

Every hurricane damage claim is a bit different because of the type and extent of the damage you have. Our lawyers handle the entire claims process for you, including areas such as:

• Determining the type and amount of coverage you have on your homeowners insurance policy.
• Exploring all potential claim opportunities with your current insurance coverage, including any restrictions or limitations.
• Calculating the value of your damaged property, including repairs, replacement, or otherwise receiving reimbursement for your losses.
• Creating a comprehensive claim that includes all applicable hurricane property damage with estimates demonstrating your loss.
• Negotiating with insurance companies to help you maximize your insurance coverage.
• Taking legal action to seek out compensation in a court of law if the insurance company refuses to offer fair compensation.

As an insurance claim attorney, we protect our clients from settling for less than they are owed and help them understand their rights. You can trust our legal services to protect you at every step of this process.

Why Choose Klotzman Law Firm?

You may have legal options, but there are several reasons to choose Klotzman Law Firm for your hurricane damage claims. That starts with our experience recovering hundreds of thousands of dollars for hurricane victims throughout the existence of our firm. We have helped Orlando residents with insurance claims through some of the most disastrous hurricanes in the last decade, such as Irma, Ian, and Milton. We pursue all of your legal options, providing aggressive legal support while offering compassionate care. Our experience working with property owners facing incredible loss from a storm surge and winds enable us to provide quality and reliable legal representation.

Testimonials

“The service of this law firm is simply amazing. I had to use this office to get the new roof for my house just because the insurance deny my claim. But finally, they got it. Mr. Scott (lawyer) is a great professional and Bryan (office assistant) is a great great person. But I have to mention somebody who is special in this case too, he is José. Why José? Because he was the person in charge to receive many calls from me to get the status of my case. He is very polite, professional, fast and responsible person that I have to give many many credits of the service. So, this team is highly recommended. I only met them by phone, but I really feel the necessity to give them a big hug personally.” — Leopoldo R.

“Scott and firm were there for us when we needed them most after hurricane Ian! Scott personally came out and assessed multiple properties that we own that had damage and kept up with the process along the way. Scott is a very personable, honest individual whom we trust! It is a slow process things do take time, but at the end of the day he came through for us, and we did better than we even thought we could!! I definitely would use their firm again in the future. Thank you Klotzman law firm job well done😊🤗✅” — Wendy D.

“Awesome team of attorneys. I can’t say enough good things about Klotzman Law. They exceeded all my expectations and provided exceptional legal assistance what truly sets Klotzman law firm apart is there unwavering commitment to their clients. They went above and beyond to ensure the best possible outcome for my case.” — Syed.

When Does the Hurricane Season Begin, and How Destructive Can It Be?

Hurricane season in Florida starts on June 1st and runs through the end of November. They often peak at around September. Most hurricanes occur during the summer and early fall months, often resulting in serious losses.

The destruction of any hurricane can be incredible. Storm surge, or the abnormal rise of water from the storm’s winds, storm tide, and the rising water level during the storm, can lead to a variety of destructive consequences. These include destroying buildings, taking the lives of victims in the way, and causing beach and dune erosion that puts property at risk. Storms travel inland, causing that type of damage to the structures surrounding the area.

Storms with high winds of over 100 miles an hour can rip the roof off of a home and tear trees out of the ground. Rip currents in water areas and tornadoes are additional risk factors possible during these events, often causing thousands of dollars in losses and even full home destruction.

What Should I Do After My Property Sustains Hurricane Damage?

After the hurricane makes landfall, property owners must start working on protecting their homes. Do not put yourself or your family at risk from a storm like this. Once you regain access to the area, it can be tempting to become frustrated. Instead, focus on these areas.

Protect Your Property From Further Damage

Try to minimize additional damage to your home in any reasonable way possible. This could include tarping holes in the siding or roof. It may also involve placing boards up on openings in the home to keep others out. Remember that you should not begin filing storm damage insurance claims until you speak to a hurricane damage attorney. Your objective should be, at first, to safeguard your home as much as you can safely.

Document Storm Damage

Storm damage insurance claims can take time when numerous homes suffer severe damage. However, you can start working on documenting the damage immediately:

• Take photos of the entire home, including the interior and exterior of the property.
• Showcase any water lines on the interior or exterior of the home indicating water damage levels.
• Take a video walking through the home to create a clear scenario of what took place.
• If any specific valuable assets are lost, document those items with specific photos.
• Write down the dates and details of the incident that you may need later.

Contact Your Insurance Provider and Review Your Policy

Your homeowners insurance policy will provide specific information about your right to file a claim and all requirements you must meet to receive payouts. Take these steps:

• Contact your insurance company to report the details of the damage you have. Do not file a claim just yet.
• Review your homeowners insurance policy to learn what your rights are.
• If possible, get initial estimates on the damages you have.
• Find out the specific length of time you have in this instance to file a claim to recover damages – clarify any date you must submit a claim according to the insurance company’s rules.

File a Damaged Property Claim With Your Insurance

You can file a detailed storm damage claim with your insurance company once you know all the losses. However, if the damage is significant and you are unsure of your rights, contact an insurance lawyer to help you. You can request a free case review as an opportunity to determine your losses.

What Does Homeowners Insurance Cover in Orlando?

Every insurance policy is a bit different. Review your coverage to determine what your policy may include and exclude. Many policies will have coverage or additional protection for:

• Wind damage
• Water damage
• Roof damage
• Storm damage

Hurricane insurance may be a specific endorsement or an added component to your policy. This type of endorsement may cover the biggest risks during a hurricane, including flood damage and surge damage. If you do not have these components on your policy, it may be difficult to recover damages owed to you.

How Can I File a Claim for Hurricane Damage in Orlando?

To file an insurance claim:

• Notify your insurance company about the extent of your losses.
• Collaborate with the insurance company’s team or your own repair technician to assess and estimate the damages present.
• Work with adjusters from the insurance company to submit all necessary documentation of your losses.

We recommend contacting a Florida hurricane insurance claims attorney prior to filing your claim. Doing so may help you fight for additional compensation and negotiate a fair settlement.

What if My Insurance Company Denies or Delays My Claim?

Insurance companies may deny claims, and they do so for various reasons:

• Lack of coverage
• Disputes over the value of assets
• Disputes over the value of damages and repair costs
• Undervaluing assets

Insurance company denials and delays may happen simply as the company tries to encourage you to settle for less than you are owed. This is why working with a storm damage attorney is critical to protecting your right to fair compensation.

What Are My Legal Options if My Insurance Company Acts in Bad Faith?

Bad faith is a term that refers to an insurance company’s deliberate attempt to circumvent paying you fairly. That includes unfair claim denials, delayed payouts, or misleading policy interpretations. Insurance companies often walk a fine line between not abusing their legal requirement to meet their obligations to you and violating the law. Our law firm will help you determine if the insurance company acted in bad faith in your situation.

Maximize Your Hurricane Damage Claim

If you are facing recovery of significant damages from a hurricane in Orlando, Miami, or the surrounding area, contact Klotzman Law Firm for a full case review. Call 786-823-3635 or fill out our contact form for a free case evaluation.